Shop online with CanPay

Add products from one merchant, review the order breakdown and complete the first instalment through an available gateway.

1 min read ยท Reviewed September 21, 2026

Place an online order

  1. Open an active merchant and add eligible products to your cart.
  2. Adjust quantities or remove items before checkout.
  3. Keep each cart to one merchant. Products from different merchants cannot be paid as one order.
  4. Review the product total, discount, selected schedule, charges, first instalment, later due dates, delivery address and order note.
  5. Choose an available payment gateway and complete the first instalment on the secure payment page.
  6. Return to CanPay and wait for successful payment verification before treating the order as complete.

Checkout controls

The order can be blocked if the account is inactive or unverified, direct debit has not been authorised, there are overdue payments, the order is below the current minimum, available credit is insufficient, the merchant cannot accept orders or the wallet is locked. Follow the exact message shown in the app.

Current minimum

The current application enforces a GHS 500 minimum financed order value. The checkout message is authoritative if this threshold changes.


online shoppingcartcheckoutplace orderone merchant

Still need help with your account?

For application decisions, fraud, payment disputes, refunds or account-specific changes, contact the support team.