Plan choices
- Weekly: four scheduled instalments at approximately seven-day intervals.
- Bi-weekly: four scheduled instalments at approximately fourteen-day intervals.
- Monthly: four scheduled instalments at approximately thirty-day intervals.
Current rates
- Weekly plan: 5% of the order amount
- Bi-weekly plan: 7% of the order amount
- Monthly plan: 9.98% of the order amount
How the total is built
The checkout calculation starts with the eligible order amount, applies the current rate for the chosen plan and shows the final amount payable. That final amount is divided across four instalments; the first is due at checkout and the remaining three follow the displayed interval.
For example, at the current monthly rate of 9.98%, a ₵1,000 order totals ₵1,099.80, split into four instalments of ₵274.95 each — one due today, then one every 30 days for the next three.
CanPay marketing describes the first payment as starting at 25% of the purchase structure. Because plan charges and settings can affect the exact figures, rely on the monetary breakdown shown for your order rather than calculating the debit yourself.
Rates can change
The app retrieves current rates and checkout computes the live schedule. Review the interest or service charge, total payable, each amount and every date before confirming. The live order breakdown and your completed order schedule take priority over examples in general help content.